Archive for the ‘Credit Score’ Category

Free Credit Report and Score

Tuesday, February 24th, 2009

Is there such a thing as free credit report and score.  The answer is not really.  There is a free credit report, but there is nothing that is a true free credit score. Your credit report is avaiable to you free one time per year.  This is a requirement by law.  It helps consumers see [...]

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How to Raise a Credit Score

Sunday, February 22nd, 2009

If you are wondering how to raise a credit score here is a list to hopefully help. 1. Pay your bills on time.  This is the best answer to how to raise your credit score.  Why?  Your payment history makes up the largest part of your credit score.  Nothing is a more of sign of [...]

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Are Late Payments Killing Your Credit Score?

Friday, February 13th, 2009

Are you paying your credit cards or bills late every month.  Stop!   This could be on of the single worse things you could be doing  for your credit score and credit standing. First, late payments are going to cost you a lot of extra money.  First, there is always going to a late payment fee [...]

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The Reasons Why You Want an Excellent Credit Score

Friday, February 13th, 2009

So do you want a good credit score?  The truth is you need to have an excellent credit score.  Why?  The money you will save will make a huge difference in your life.  It will actually create less burden in your life and create some breathing room. If you are wondering what an excellent credit [...]

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Credit Score Scale

Thursday, February 12th, 2009

There are several different ways to score credit.  There is the FICO score, Beacon score, and VantageScore.  Actually there is over one thousand different ways to score credit.  But are they all on the same credit score scale? Most actaully are but thier scoring could be different.  The most common credit score scale ranges from [...]

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How do you get a Free Credit Score Online?

Wednesday, February 11th, 2009

The truth is there really is no such thing as a free credit score online. That is because you have to pay for your credit score. A credit report is free, but not a credit score. There is one way around this you can try. This is going to take you signing up for a [...]

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