http://www.financiallytough.com/credit-score-above-800 Getting Tough With Your Money Wed, 25 Jan 2012 14:57:40 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://www.financiallytough.com/credit-score-above-800/comment-page-1#comment-8407 Johan Wed, 25 Jan 2012 14:57:40 +0000 http://www.financiallytough.com/?p=67#comment-8407 My score is currently 823. I have zero debt, own my home free and clear, have never had a car loan, and typically run no higher than 10% of my available credit on three cards that I payoff completely each month (and have for a couple decades). My oldest credit card account dates from 1989. What it takes to get higher 823 that I have no clue. My score is currently 823. I have zero debt, own my home free and clear, have never had a car loan, and typically run no higher than 10% of my available credit on three cards that I payoff completely each month (and have for a couple decades). My oldest credit card account dates from 1989. What it takes to get higher 823 that I have no clue.

]]> http://www.financiallytough.com/credit-score-above-800/comment-page-1#comment-8395 Brian Fri, 18 Nov 2011 19:37:10 +0000 http://www.financiallytough.com/?p=67#comment-8395 I just found out my credit score is 828. I always pay everything on time. My only debt right now is my mortgage and at least that is secured debt. I never buy anything on credit that has a high (or certain) probability of depreciating, i.e., cars. I do not drive junk, but I'd rather drive junk than have a car loan. Also I only buy things that I DON'T need on credit. That may sound wierd, but think about it. If you get into trouble, it is easier to dispose of something you don't need vs something that you need and can't do without. Having gone through I divorce last year, I'd say I did pretty well at protecting my credit. I just found out my credit score is 828. I always pay everything on time. My only debt right now is my mortgage and at least that is secured debt. I never buy anything on credit that has a high (or certain) probability of depreciating, i.e., cars. I do not drive junk, but I’d rather drive junk than have a car loan. Also I only buy things that I DON’T need on credit. That may sound wierd, but think about it. If you get into trouble, it is easier to dispose of something you don’t need vs something that you need and can’t do without. Having gone through I divorce last year, I’d say I did pretty well at protecting my credit.

]]> http://www.financiallytough.com/credit-score-above-800/comment-page-1#comment-8384 EPOC Tue, 11 Oct 2011 16:15:31 +0000 http://www.financiallytough.com/?p=67#comment-8384 Just turned 40 just scored 804. But I will state that ti has little to do with one's financial situation! While my liquid net worth is OK, my net worth is now very much negative and I would now consider myself a huge credit risk as my house is now worth $500K less than purchase price! But I guess until that blows up I can buy all the Maseratis and Porsches I want! Just turned 40 just scored 804. But I will state that ti has little to do with one’s financial situation! While my liquid net worth is OK, my net worth is now very much negative and I would now consider myself a huge credit risk as my house is now worth $500K less than purchase price! But I guess until that blows up I can buy all the Maseratis and Porsches I want!

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