Comments on: Credit Score Above 800 http://www.financiallytough.com/credit-score-above-800 Getting Tough With Your Money Thu, 24 Jun 2010 06:51:23 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Kathy http://www.financiallytough.com/credit-score-above-800/comment-page-1#comment-611 Kathy Mon, 21 Dec 2009 23:46:15 +0000 http://www.financiallytough.com/?p=67#comment-611 In reply to Les is this your "true FICO Score" or Equifax's on personal score. There is a big difference. The highest FICO score I ever achieved was about 823. I was never able to get any higher because I had to buy a new car and it decreased with the financing. It still felt good and I have always taken pride in paying my bills on time no matter how much it hurt. Kathy In reply to Les is this your “true FICO Score” or Equifax’s on personal score. There is a big difference. The highest FICO score I ever achieved was about 823. I was never able to get any higher because I had to buy a new car and it decreased with the financing. It still felt good and I have always taken pride in paying my bills on time no matter how much it hurt.
Kathy

]]> By: Edie Leone http://www.financiallytough.com/credit-score-above-800/comment-page-1#comment-580 Edie Leone Mon, 23 Nov 2009 21:57:22 +0000 http://www.financiallytough.com/?p=67#comment-580 At 46, I just checked mine and found mine to be 870...so I'm proud of this of course. I have never missed a payment in my life....pay off car loans, houses and live well within my means. Key is to live within your means and not have many credit cards at one time. I only have one at a time and if there becomes a high balance (knowing I can pay it off within 6 months) I will transfer it over to a NO interest rate till then. At 46, I just checked mine and found mine to be 870…so I’m proud of this of course. I have never missed a payment in my life….pay off car loans, houses and live well within my means. Key is to live within your means and not have many credit cards at one time. I only have one at a time and if there becomes a high balance (knowing I can pay it off within 6 months) I will transfer it over to a NO interest rate till then.

]]> By: Les http://www.financiallytough.com/credit-score-above-800/comment-page-1#comment-72 Les Thu, 07 May 2009 02:27:43 +0000 http://www.financiallytough.com/?p=67#comment-72 With Equifax Score Watch, I found out I have a score of 814! It is the first time going above 800. The most significant factors are paying bills on time and keeping your usage low (balance vs. limit). This applies to all revolving debt (those nasty credit cards). If you are still in the 600-700 range, don't fret. Patience will get you there. Pay your balances off on a timely basis, stop opening up new cards (increasing your inquiries), and use your debit card instead! Les With Equifax Score Watch, I found out I have a score of 814! It is the first time going above 800. The most significant factors are paying bills on time and keeping your usage low (balance vs. limit). This applies to all revolving debt (those nasty credit cards). If you are still in the 600-700 range, don’t fret. Patience will get you there. Pay your balances off on a timely basis, stop opening up new cards (increasing your inquiries), and use your debit card instead!

Les

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