<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: FICO Score Calculation</title>
	<atom:link href="http://www.financiallytough.com/fico-score-calculation/feed" rel="self" type="application/rss+xml" />
	<link>http://www.financiallytough.com/fico-score-calculation</link>
	<description>Getting Tough With Your Money</description>
	<lastBuildDate>Wed, 25 Jan 2012 14:57:40 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
	<item>
		<title>By: kg_25</title>
		<link>http://www.financiallytough.com/fico-score-calculation/comment-page-1#comment-4545</link>
		<dc:creator>kg_25</dc:creator>
		<pubDate>Thu, 02 Jun 2011 04:18:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.financiallytough.com/?p=27#comment-4545</guid>
		<description>The FICO score formula isn&#039;t published because it is a propitiatory information.  And this is how they make their money.  They own the idea and have no need to share it with anyone.  The other reason is that they feel if you knew how it was calculated there would be some gaming of the system to produce high FICO scores by consumers.</description>
		<content:encoded><![CDATA[<p>The FICO score formula isn&#8217;t published because it is a propitiatory information.  And this is how they make their money.  They own the idea and have no need to share it with anyone.  The other reason is that they feel if you knew how it was calculated there would be some gaming of the system to produce high FICO scores by consumers.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: David</title>
		<link>http://www.financiallytough.com/fico-score-calculation/comment-page-1#comment-3927</link>
		<dc:creator>David</dc:creator>
		<pubDate>Wed, 11 May 2011 20:21:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.financiallytough.com/?p=27#comment-3927</guid>
		<description>SO why won&#039;t these companies publish an actual formula?</description>
		<content:encoded><![CDATA[<p>SO why won&#8217;t these companies publish an actual formula?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Tom Becker</title>
		<link>http://www.financiallytough.com/fico-score-calculation/comment-page-1#comment-1322</link>
		<dc:creator>Tom Becker</dc:creator>
		<pubDate>Mon, 01 Nov 2010 13:14:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.financiallytough.com/?p=27#comment-1322</guid>
		<description>Just what I&#039;m saying you immediatly assume there is something wrong with MY life, the point is this score tells you NOTHING about me.  So don&#039;t come off all righteous and tell me to think about my life</description>
		<content:encoded><![CDATA[<p>Just what I&#8217;m saying you immediatly assume there is something wrong with MY life, the point is this score tells you NOTHING about me.  So don&#8217;t come off all righteous and tell me to think about my life</p>
]]></content:encoded>
	</item>
</channel>
</rss>

