Archive for February, 2011

Going From Good To An Excellent Credit Score

Wednesday, February 16th, 2011

There is no doubt that an excellent credit score will benefit you through life if you plan to use credit. It will get you approved for lower interest rates and therefore you will pay less for the money you borrow throughout your life. But an excellent credit score is not the easiest thing to achieve […]

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30 Day Late Payments Versus 90 Day Late Payments

Sunday, February 13th, 2011

There is no doubt that paying late will hurt your FICO score, but making 90 day late payments could the worst of all. If you look at the FICO score calculation, you will find that 30% of your score is made of your payment history. If you read deeper into just your payment history, you […]

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